Sep Ira Contribution Limits 2024 Employer Match. For 2023, the annual contribution limit for iras is $6,500 if you’re under 50 years old at the end of the year. However, your maximum contribution to the sep ira and the 401(k) together is $66,000 in 2023 or $69,000 in 2024, including both employer and employee.

Sep ira contribution deadlines by entity type: See the contribution limits for your plan.